Understanding Cherry Financing at Med Spas: A Convenient Way to Afford Your Aesthetic Treatments

In Calabasas and surrounding California cities the world of medical aesthetics continues to grow, offering advanced treatments that enhance beauty and boost confidence. However, many of these services, like laser treatments, neurotoxins, and injectables, come with a hefty price tag. To make these treatments more accessible, we are now offering flexible financing options like Cherry Financing. But how exactly does it work? Let’s explore how Cherry Financing can help make your dream treatment a reality.

What is Cherry Financing?

Cherry Financing is a service that allows clients to break down the cost of aesthetic procedures into manageable monthly payments. Instead of paying for expensive treatments upfront, Cherry provides a more budget-friendly option by offering patients installment plans. This financing solution is becoming increasingly popular at med spas because it offers flexibility and convenience without overwhelming clients with large, one-time payments.

Here are some examples of Cherry payment plans:

$1,400 purchase

$200 per month for 6 months at 0% APR, with min $200 due at the time of purchase

$1,500 purchase

$124.77 per month for 12 months at 15.99% APR, with $124.77 due at the time of purchase

$1,000 purchase

$47.55 per month for 24 months at 17.99% APR, with a down payment equal to the monthly payment

How Does Cherry Financing Work?

Cherry Financing operates like other point-of-sale loan services but is designed specifically for health and beauty services, including medical spa treatments. Here’s a breakdown of the process:

  1. Easy Application Process
    Clients can apply for Cherry Financing directly through the med spa or via the Cherry app. The application is simple and quick, taking only about 60 seconds. You’ll need to provide some basic information, and Cherry will perform a soft credit check (which doesn’t affect your credit score).

  2. Approval in Seconds
    Cherry offers instant approval in most cases. Once approved, you’ll receive several payment plan options based on your credit score and desired payment terms. Cherry typically offers 3, 6, 12, or even 24-month installment plans, giving you the flexibility to choose a plan that fits your budget.

  3. Flexible Payment Options
    After selecting a plan, you can begin treatments right away, making payments monthly. Cherry doesn’t charge any hidden fees, and the interest rates are transparent. Depending on your credit score, you may even qualify for a 0% APR plan for 6 months, which means you won’t pay any extra beyond the cost of the treatment.

  4. No Prepayment Penalties
    If you’re able to pay off your balance earlier than expected, Cherry allows you to do so without penalties. This is a significant advantage over other financing options that may charge extra for early repayment.

  5. Revolving Line of Credit
    Once you’ve been approved for Cherry, you can continue to use the credit line for future treatments or services at participating med spas for 30 days. After the 30 day period, you will need to reapply. 

Why Choose Cherry Financing for Med Spa Treatments?

  1. Affordability
    High-end med spa treatments can be a significant investment, but Cherry Financing allows you to spread the cost over several months. This makes services like Botox, laser hair removal, and skin rejuvenation treatments more affordable.  If you want to include your skin care at the time of service, you are able to as well. 

  2. Accessibility
    Cherry is designed to be accessible to a wide range of clients, even those with less-than-perfect credit. With flexible approval criteria and various repayment plans, more people can take advantage of the med spa services they want.

  3. Convenience
    Cherry’s fast approval process and user-friendly platform make it convenient to apply, get approved, and start your treatments right away. Plus, with the option to make payments online or through their app, it’s easy to manage your payments from anywhere.

  4. Confidence Boost
    Financing options like Cherry enable clients to feel confident about undergoing treatments they’ve always wanted without the immediate financial burden. Whether it’s a skin treatment, body contouring, or injectables, you can achieve your beauty goals sooner rather than later.

Things to Consider

While Cherry Financing offers many benefits, there are a few things to keep in mind before opting for this service:

  • Interest Rates
    Interest rates can vary depending on your credit score, so make sure to review the terms carefully before committing. Some plans may offer 0% APR for 6 months, while others may have higher rates.

  • Credit Impact
    Although Cherry only performs a soft credit check for approval, missing payments or defaulting on your loan can affect your credit score.

  • Treatment Costs
    Financing makes expensive treatments more affordable month-to-month, but it's essential to assess whether the overall cost fits within your financial situation long-term.

Cherry Financing provides a flexible and accessible way to make med spa treatments affordable without compromising on the quality or timeliness of the service. Whether you’re looking to invest in a complete skin rejuvenation package or just want to maintain regular upkeep with injectables, Cherry helps you achieve your aesthetic goals without breaking the bank.

If you are interested in Cherry simply click here.

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